Although I try to be pretty credit conscious and pay my outstanding balance every single month, occasionally I do slip up. It happens, and I have to pay the penalty. And that’s how money lenders make their money. But this time Discovery Card have overstepped the mark. Without so much as a hint of a notification, from October to November they’ve hiked their interest rate a whopping 3% from 19.50% to 22.50%. (And somehow this despite me being a “Platinum” account holder, for whatever that’s worth).

Sorry okes, I’ll go back to gym next month – maybe that will help?